Why Do Bad Things Happen To Good People?

Why does evil strike good people on a continuous basis? Is being dumb that big a fault? Why doesn't God intervene and help out people who He made dumb? It does not seem fair to me. Why does God allow an unfair world? I understand that this is a test in this world but how long a test should be? I've seen someone suffer all her life and I see no way in the future that her suffering will end? Why do some people never feel afraid that they are making someone feel miserable? Why doesn't God stop people from making her feel scared all her life?

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