سود اور سرمایہ کاری

میں ایک ریٹائرڈ آدمی ہوں، میری کچھ سیونگ ہے، میں اس کو کہاں انویسٹ کروں؟ پاکستان میں سارا نظام سود پر چل رہا ہے، اور سود کو آپ حرام قرار دیتے ہیں۔ میرے روز مرہ کے کچھ اخراجات بھی ہیں اور Inflation بھی ہے جو کہ آج کل پچیس فی صد ہے۔ اس طرح تو میری رقم دن بدن کم ہوتی جائے گی اور آخر میں بالکل زیرو ہو جائے گی؟ آپ ایسے لوگوں کو کیا مشورہ دیں گے؟

پڑھیے۔۔۔

The Beautiful Loan

I want to know what does qarz-e-hasna mean? Is the person taking it, supposed to return it back to his creditor?

Read More

Buying Property On Instalments

Are we allowed to purchase property in a non-Muslim country on instalments where the matter of bank interest (riba) is involved?

Read More

Saving Certificates And Riba

Would saving certificate schemes be considered as Riba (interest)?

Read More

Bankruptcy In Islam

I am overloaded with debt from Credit Cards and medical bills and my income is less than my monthly expenses and I own very little. My only option is bankruptcy. I am very regretful about getting involved in a credit system which involves interest and for not being able to pay back my debt. At this point I don't have much choice. I was listening to a lecture by a renowned scholar who said: "Debt is not forgiven". I am very worried about this and want to seek Allah's forgiveness. Please advise me about what to do when bankruptcy is my only option. How do I seek forgiveness from Allah for my sin? Please help me brother. I am very worried.

Read More

Paying Interest And Home Loans

Is it permissible for the Muslims living in western societies (Australia in my case) to use interest based finical products, such as home loan? Some people say that it (home loan) is totally haram. But we seem to have no other option. After all, we need to buy a house of our own. We can't pay rent for the rest of our lives, can we!

Read More

Bank Job Involving Credit Cards And Balance Transfer

I work for a bank and deal with credit card balance transfers. I offer customers of other banks to transfer their balance on other credit cards over to the cards of my bank by offering them lower interest rate. What is Islamic verdict on my nature of job?

Read More

Drinking, Insurance, And Interest

I have a few questions. My first question relates to the consumption of alcohol. I know it is haram. But living in a western country, where it is part of the social life, one has to mix with the people who drink. I have been avoiding drinking but attended parties and social gatherings where wine is served. Recently I came across a book where it was written that Hadrat Umar (sws) used to punish those people who attended parties like these. Where does Islam stand on this?

Could you please guide me about the Friday Prayers? Is it true that if I missed three in a row I am no more a Muslim? I also wanted to share that I have to pay my car insurance and for this purpose I have to pay interest. Are there exceptions for Muslims who are living in non-Muslim countries?

Read More

Fixed Deposit And National Saving Schemes

Is it allowable to:

  1. keep money as a fix deposit for five years in the bank and received a specific percentage on that amount and
  2. keep the amount in Pakistan government policy Qawmy Bachat Scheme?
Read More

Buy A Care With Installment Payments

I want to ask can I buy a car in instalments from a bank. Would it be licit (halal) or illicit (haram)? Furthermore, what is exact principal stand of Islam about interest? I read your article about interest, and as far as my understanding of your article is concerned, it declares interest halal as long as both the parties are agreed and it brings no financial burden on receiver. Correct me if I am wrong. My second point is not exactly a question. I will be heading to Australia in January next year. I want to preach Islam. Kindly suggest me few books which clarifies prevalent misconceptions about Islam especially related to woman, interest, jihad and social dealings. And also suggest an authentic exegesis (tafseer) of the Qur’an which I will refer to and recommend to my colleagues in Australia if they are interested in understanding the Qur’an.

Read More

Does Giving Away The Earned Riba Render It Allowable?

It is said that interest earned on savings in bank account if given to deserving people is allowed in Islam and it does not fall within the ambit of riba. Pease comment on this view.

Read More

Is Taking Interest Punishable?

I was thinking in terms of any Ta’zeer punishment or Hadd for the one who consumes riba, haram meat, meat of dead-haram animals as there were Hadd punishments for various acts in the Qur’an. Since there are very serious warnings for consuming riba (consuming), but without any worldly punishment.


If my understanding is right then please explain why it is hadd punishment for theft and not for riba? If there is some punishment for riba then will the Interest (riba) payer be equally treated with same punishment? Please note my question is regarding worldly punishment.
Read More

بینک کی ملازمت اور سود

بنک کی ملازمت، کیا سود کی دستاویز لکھنے اور اس کی گواہی دینے کے زمرے میں آتی ہے؟

پڑھیے۔۔۔

قرض کی رقم پر منافع لینا

کسی آدمی کو اگر اس صورت میں قرض دیا جائے کہ اصل رقم تو ہر حال میں مقروض کے ذمہ رہے، مگر اس رقم سے منافع کی صورت میں اسے بھی منافع میں شریک کیا جائے۔ کیا ایسا کرنا ٹھیک ہے؟

پڑھیے۔۔۔

بینک کی ملازمت

کیا موجودہ دور میں بینک کی ملازمت کرنا جائز ہے؟

پڑھیے۔۔۔

کرایہ اور سود

کیا ہر شے پر متعین مدت میں متعین اضافہ لینا حرام ہے میری مراد یہ ہے کہ مکان کا کرایہ بھی تو متعین مدت میں متعین اضافہ ہی ہوتا ہے؟

پڑھیے۔۔۔

بنک میں ٹریننگ منیجر کی ملازمت

اس میں کوئی شک نہیں کہ بنک ایک سودی ادارہ ہے اور اس کی ملازمت صحیح نہیں ہے، لیکن اگر میں اس میں ٹریننگ منیجر یا ٹریننگ کرنے والے شخص کی حیثیت سے ملازمت کرتا ہوں تو کیا میری یہ ملازمت جائز ہو گی؟

پڑھیے۔۔۔

نیشنل سیونگ اسکیم

کیا نیشنل سیونگ اسکیم میں رقم انویسٹ کرنا اور ان سے ماہانہ متعین منافع لینا جائز ہے؟ (محمد فیصل)

پڑھیے۔۔۔

متعین مدت میں متعین اضافہ لینا

کیا ہر شے پر متعین مدت میں متعین اضافہ لینا حرام ہے میری مراد یہ ہے کہ مکان کا کرایہ بھی تو متعین مدت میں متعین اضافہ ہی ہوتا ہے؟

پڑھیے۔۔۔

سود پر قرض لینا

بینک سے سود پہ قرض لینے کے بارے میں اسلام ہماری کیا رہنمائی فرماتا ہے؟

  1. کیا ٹریکٹر خریدنے کے لیے زرعی بینک سے سود پر قرض لیا جا سکتا ہے؟
پڑھیے۔۔۔