How To Calculate Zakat On Salary

Question

I would like to know the principal of calculating Zakat on salary. I understand Mr Ghamidi is alone in his understanding that 10% of salary is to be given away in Zakah. Am I correct or any any other scholar/s support/s this? If we say that salary only involves services and no capital, but at the same time we have already spent capital to get good education to get the job and to learn the skills. What about this capital? I am an IT professional. I have to advance my skills all the time through learning new technology. Many time I am paying to acquire advanced skills. What do you say about this? How to calculate Zakat: If i have to pay 10% Zakat, how I will calculate the Zakat? How to calculate NISAB on salary? For example if I am taking salary 10000 Dhs. Basic = 4000 House Rent = 5000 Traveling = 1000. How I will calculate it? If 10% then its mean I have to give 1000 Dhs from 10,000 Dhs. My Question is if i am living with my family my minimum expenditure will be as follow: House rent = 5000 Dhs Grocery = 2500 Dhs Schooling = 1500 Dhs Traveling = 1000 Dhs. I still need some money around 1000 Dhs to accommodating bills and for that either I will be taking loan or cutting my expanses from above. How I will be able to manage 1000 Dhs for Zakat in this case. Even beside this I have family (My father, Mother, and younger sister) to send some money for their monthly expanses. Just I want to know how will apply 10% rule here, because 10,000 Dhs mean 2,30,000 PAK Rs. I think this amount is enough to declare me Sahib-e-Nisaab. Please clarify.


Answer

This is primarily an ijtihad done by Mr Ghamidi. As for the skill you have acquired for service -- if spending to acquire it is also going on during the time of your job as well to a palpable extent, then the formula will change to 5 %. You will have to judge this.

However, during the time you were acquiring it (and this is done mostly when a person is in his student life and not doing a job), this question should not arise.

The best way to calculate the nisab on salary is to take the figure of tax exemption fixed by your government for salaried persons.

About the Author

Dr. Shehzad Saleem


Born in 1966 Shehzad Saleem has been under the tutelage of Javed Ahmad Ghamidi since 1988 and is currently a Research Fellow and one of the Vice Presidents of Al-Mawrid. He has a Bachelors in Electrical Engineering from UET Lahore, Pakistan and holds a PhD in the History of the Qur’an from the University of Wales, UK.

Special Area of Interest
  He recently (2014) completed a fifteen year research work on the History of the Qur’an, a part of which constituted his doctoral thesis (the thesis portion is available at: http://www.al-mawrid.org/index.php/books/view/collection-of-the-quran-a-critical-and-historical-study-of-al-farahis-view).  The work addresses some nagging questions related to the revelation, collection and transmission of the Qur’an. These questions include narratives found in our legacy on the alleged incompleteness of the Qur’an, scribal errors found in it,  its variant readings, chronology of its compilation, order of the surahs, and manuscript studies.

Books Authored
  1. Common Misconceptions about Islam
  2. Playing God: Misreading a Divine Practice
  3. Islam and Women: Misconceptions and Misperceptions
  4. Essays on Character Building, Lessons on Character Building
  5. Qur’an Workshops on Character Building (including a separate Teacher’s Guide)
  6. Lessons on Character Building
  7. Selections from the Qur’an
  8. Selections from the Bible
  9. Selections from the Hadith

He has also compiled a modular textbook on Qur’anic Studies, which was taught by him to graduate students (1999-2001). The textbook is available in course format at
  www.studying-islam.org. It comprises course topics as: Revelation of the Qur’an, Theme of the Qur’an, History of the Qur’an, Arrangement of the Qur’an, Language of the Qur’an, Interpreting the Qur’an.

Translations
  He has translated some works of Amin Ahsan Islahi (d. 1997) and Javed Ahmad Ghamidi into English. These include:

1. Volumes 6, 7,  8 and 9 of Tadabbur Qur’an 
  2. Mizan (Islam: A Comprehensive Introduction)
  3. Al-Islam (Islam: A Concise Introduction)
  4. Selected Essays of Javed Ahmad Ghamidi
  5. Volumes 1 and 5 of Al-Bayan 

QnAs
His answers to various questions received about Islam can also be accessed at the Renaissance website at: http://monthly-renaissance.com/issue/writers.aspx?option=queries&id=1

Websites
He is the Founding Editor of the monthly research journal, Renaissance which was initiated in 1991. In 1999, its website www.monthly-renaissance.com was launched.

He launched the Studying Islam www.studying-islam.org website in 2003, which offers online courses on Islam. Through technical help, he has developed an online software (Qur’an for All) at the Studying Islam website to teach the translation of the Qur’an to those who can read the Arabic text but cannot comprehend its meaning.

He also set up websites about the life and works of the Qur’anic scholars Hamid Uddin Farahi (www.hamid-uddin-farahi.org)  and Amin Ahsan Islahi (www.amin-ahsan-islahi.org)  in 2010 and 2013 respectively

He has also built a text based website on the exegesis Tadabbur i Qur’an (www.tadabbur-i-quran.org)  in 2013.

He also founded a website on the life and works of the biblical scholar Abdus Sattar Ghauri (www.abdus-sattar-ghauri.org)  in 2014

He uses his personal facebook page (https://www.facebook.com/profile.php?id=562019607)  to write on personality development issues.

Lectures
  He is a guest speaker at various public forums. Some of the topics he regularly speaks on include:

1. Misconceptions about Women in Islam
  2. Pardah and Gender Interaction
  3. Non-Muslims and the Qur’an
  4. Question on the Qur’an by Serious
  5. Misconceptions about Islam
  6. Muhammad (sws): The Misunderstood Prophet of Islam
  7. Marriage and Married Life
  8. Fast and Fasting
  9. Basic Morality
  10. Islam and Islamic Welfare State
  11. Misconceptions about Divorce in Islam
  12. Misconceptions regarding Jihad of the Companions of the Prophet (sws)
  13 Imbalanced Religious Attitudes

He conducts activity-based Qur’anic Workshops for adults and sessions on Character Building and Personality Development for teenagers. Topics include:

1. Spending in the Way of God 
  2. Pride and Arrogance
  3. Remembering God  
  4. Civic Sense
  5. Kindness to Parents
  6. Gratitude
  7. Forgiveness
  8. Moral Courage
  9. Truthfulness 
  10. Showing Off
  11. Humility
  12. Sympathy
  13. Sinful Speech 
  14. Honesty
  15. Justice

Some of his talks and lectures on or about Islam can be viewed at:
  www.youtube.com/shehzadsaleem         www.dailymotion.com/drshehzadsaleem
  www.youtube.com/shehzadsaleemurdu, www.dailymotion.com/drshehzadsaleemurdu

A facebook page, Dr Shehzad Saleem’s Video Talks (https://www.facebook.com/Dr-Shehzad-Saleems-Video-Talks-309627932402929/?ref=br_rs)  also displays his talks

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